Merchant Sales Blog | Payments Industry & Fintech Insights

How to Compare Merchant Services Companies Without Getting Sold

Joe Wagner

Published on: 13/09/2026

Learn how to compare merchant services companies by residuals, costs, agreements, support, technology and upfront commissions before choosing a partner.

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Merchant Services Contract Red Flags: 8 Things to Watch

Joe Wagner

Published on: 10/09/2026

Learn 8 merchant services contract red flags involving vesting, residual forfeiture, production minimums, clawbacks, Schedule A changes and non-competes.

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Merchant Services Residual Splits Explained: 50% vs. 60%

Joe Wagner

Published on: 09/09/2026

Learn how merchant services residual splits work, why 60% is not always better than 50%, and what actually determines an agent's monthly residual payout.

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Merchant Services Schedule A Explained: Why Costs Matter

Joe Wagner

Published on: 08/09/2026

Merchant services Schedule A explained for agents. Learn how transaction fees, statement fees, BIN costs and monthly fees can affect your actual residual payout.

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Merchant Services Agent Agreement: 11 Questions Before Signing

Joe Wagner

Published on: 07/09/2026

Before signing a merchant services agent agreement, ask these 11 questions about residuals, vesting, Schedule A costs, termination, portfolio rights and restrictions.

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How to Choose a Merchant Services Agent Program: 12 Things to Compare

Joe Wagner

Published on: 06/09/2026

Choosing a merchant services agent program? Compare these 12 areas including residual splits, Schedule A, vesting, support, technology, agreements and portfolio rights.

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